Investment Banking Associate Job Description: Salary, Duties, & More (2023)

Table Of Contents

  • Investment Banking Associate Job Duties
  • Investment Banking Associate Job Requirements
  • Investment Banking Associate Skills
  • Investment Banking Associate Work Environment
  • Investment Banking Associate Trends
  • How to Become an Investment Banking Associate
  • Advancement Prospects
  • Job Description Example

Investment banking associates are the entry-level employees of investment banks. They typically work on teams with more senior professionals, helping to support their efforts by performing a variety of tasks related to sourcing and closing deals.

The exact duties of an investment banking associate will vary depending on the firm they work for and the specific role they’re filling. However, in general, they help facilitate transactions between clients and the bank by providing information about potential investments or advising clients on how best to proceed with a transaction.

Investment Banking Associate Job Duties

Investment banking associates typically have a wide range of responsibilities, which can include:

  • Reviewing financial disclosures, research reports, and other materials to determine potential investment risks and opportunities
  • Conducting research on companies and industries to identify investment opportunities
  • Preparing financial models, presentations, and reports to support investment decisions
  • Explaining complex financial topics to non-financial personnel within the organization
  • Reviewing clients’ financial statements and other business records to determine a client’s creditworthiness
  • Recommending investment strategies based on analysis of a client’s financial situation and goals
  • Monitoring market developments and updating clients on new developments in their industry or sector, including changes in regulatory requirements
  • Conducting initial client meetings to introduce clients to team members who will work with them throughout the investment process
  • Reviewing potential investments from an ethical standpoint to ensure that they comply with legal guidelines

Investment Banking Associate Salary & Outlook

Investment banking associates’ salaries vary depending on their level of education, years of experience, and the size and industry of the company. They may also earn additional compensation in the form of bonuses.

  • Median Annual Salary: $85,000 ($40.87/hour)
  • Top 10% Annual Salary: $183,000 ($87.98/hour)

The employment of investment bankers is expected to grow at an average rate over the next decade.

Demand for investment banking services will depend on the overall state of the economy. When economic growth is strong, companies are more likely to seek capital through initial public offerings (IPOs) and private placements. However, when economic growth is weak, fewer companies may pursue these types of financings because they are expensive and risky.

(Video) Investment Banking Associate Pay and Career

Investment Banking Associate Job Requirements

In order to become an investment banking associate, you will likely need to have the following:

Education: Most employers require investment banking associates to have a bachelor’s degree in finance, economics or business administration. Some employers prefer candidates who have a master’s degree in business administration (MBA).

Many investment banking professionals choose to earn an MBA to increase their earning potential and advance their careers. An MBA can also help you qualify for senior investment banking positions.

Training & Experience: Investment banking associates generally receive on-the-job training from senior-level investment bankers. This training helps associates learn the specific skills and knowledge they need to excel in their roles. Training often includes shadowing current associates and performing duties under supervision until they are comfortable enough to complete tasks on their own.

Certifications & Licenses: Certifications are not usually a requirement to become an investment banking associate, but they can help you become a more competitive candidate when applying for jobs.

Investment Banking Associate Skills

Investment banking associates need the following skills in order to be successful:

Technical skills: Technical skills are the abilities to use software, hardware and other tools to complete tasks. Investment bankers use technical skills to analyze data, create financial models and complete other tasks. Technical skills are important for learning investment banking skills and advancing in the field.

Communication skills: Communication skills are essential in investment banking. You may be required to communicate with clients, other associates and other stakeholders in the finance industry. You may also be required to communicate complex financial information to clients. Effective communication skills can help you to explain complex financial information in a way that is easy to understand.

(Video) Investment Banking Q&A- Salary, Hours, Exit Opportunities and more (The HONEST TRUTH)

Analytical skills: Analytical skills are the foundation of investment banking, as you’ll be analyzing financial data and making recommendations based on your analysis. You’ll need to be able to interpret complex financial data and make sense of it, which requires strong analytical skills.

Problem-solving skills: Problem-solving skills are essential in investment banking. You may be responsible for finding solutions to complex problems, such as how to finance a large real estate project or how to convince a company to sell its assets to a client. You may also be responsible for finding solutions to smaller problems, such as how to find a contact number for a client or how to find a file on a computer.

Teamwork skills: Investment bankers work in teams to complete projects. This means that you need to be a team player who can work with others to complete tasks. You can use teamwork skills to help you complete tasks, solve problems and provide solutions to clients.

Investment Banking Associate Work Environment

Investment banking associates work in the securities industry. They work in the investment banking division of a bank, in a securities firm, or in a large corporation. Investment banking associates work long hours, often more than 50 hours per week. They work in fast-paced and stressful environments. They often work on teams of other investment bankers and must be able to work well under pressure. Investment banking associates must be able to think quickly and make decisions quickly. They must be able to work well under pressure and meet deadlines.

Investment Banking Associate Trends

Here are three trends influencing how investment banking associates work. Investment banking associates will need to stay up-to-date on these developments to keep their skills relevant and maintain a competitive advantage in the workplace.

The Need for More Technical Skills

The banking industry is changing rapidly, and the need for more technical skills is one of the most important trends that banks are facing.

As technology advances, banks are increasingly relying on software to automate many of their operations. This means that they will need employees who are familiar with programming languages and can help to develop new technologies.

(Video) Investment Bank Roles and Responsibilities (Analyst, Associate, VP)

Investment bankers who want to stay ahead of the curve should consider developing their technical skills by taking classes or learning on their own. This will make them more valuable to banks and allow them to take on more complex projects.

More Focus on Relationship Building

The investment banking industry has traditionally been focused on deal-making and closing deals as quickly as possible. However, in recent years there has been a shift towards a more relationship-based approach.

This trend is being driven by a number of factors, including the increasing complexity of deals and the need for banks to build long-term relationships with clients. As a result, investment banking associates will need to be able to build strong relationships with clients and understand their needs in order to provide value.

Greater Attention to Diversity and Inclusion

Diversity and inclusion have become major priorities for businesses across all industries. This is because diversity and inclusion can lead to better decision making, improved employee satisfaction, and a more positive work environment.

In the investment banking industry, diversity and inclusion initiatives have led to an increased focus on recruiting and retaining minority candidates. Investment banking associates can capitalize on this trend by becoming familiar with the latest diversity and inclusion initiatives and by developing the skills necessary to support these initiatives.

How to Become an Investment Banking Associate

Investment banking associates have a lot of responsibility on their shoulders. They need to be able to handle the pressure of working with big clients, and they need to be able to think quickly on their feet when presented with new challenges.

(Video) Investment Banking Associates | Job roles in Investment Banking | DataTrained

To become an investment banking associate, you’ll need to have a strong academic background in business and finance. You’ll also need to have excellent communication skills and be able to work well under pressure.

Advancement Prospects

Investment banking associates typically start their careers in the entry-level position of analyst. After a few years of experience, they may be promoted to senior analyst or associate. With additional experience and demonstrated success, they may be promoted to vice president, director, or managing director.

The most successful investment bankers typically have a combination of strong analytical skills, financial knowledge, and people skills. They must be able to think creatively to solve problems and structure deals, and they must be able to clearly communicate their ideas to clients and colleagues. They also must be able to work well under pressure and meet deadlines.

Investment Banking Associate Job Description Example

At [CompanyX], we provide world-class investment banking services to a select group of clients. We are currently seeking an Investment Banking Associate to join our team. The successful candidate will have a minimum of two years’ experience working in investment banking, private equity, or a related field. He or she will be highly analytical, with excellent research and modeling skills. The ability to think creatively and solve complex problems is essential. The Investment Banking Associate will be responsible for supporting the origination and execution of a wide variety of transactions, including mergers and acquisitions, capital markets transactions, and other strategic advisory assignments.

Duties & Responsibilities

  • Originate new business by developing relationships with potential clients and identifying opportunities for the firm to provide investment banking services
  • Develop comprehensive understanding of client’s business and industry in order to provide value-added advice
  • Prepare detailed financial analysis and models to support the evaluation of potential transactions
  • Manage all aspects of transaction execution, from pitch through closing, including coordinating due diligence, negotiating terms, and leading the deal team
  • Serve as a primary point of contact for clients throughout the transaction process, providing updates and responding to inquiries in a timely manner
  • Work closely with other members of the deal team, including bankers, lawyers, and accountants, to ensure a coordinated and efficient transaction process
  • Stay abreast of market trends and developments to identify new business opportunities for the firm
  • Participate in the development and implementation of marketing materials, such as proposals and presentations
  • Attend industry conferences and events to network with potential clients and develop business relationships
  • Conduct research on potential target companies and industries
  • Assist in the preparation of internal reports summarizing findings from market and company research
  • Help mentor and train junior associates and analysts

Required Skills and Qualifications

  • Bachelor’s degree in business, economics, finance, or related field
  • 2-4 years of experience in investment banking, private equity, consulting, or related fields
  • Proven analytical and quantitative skills, with experience in financial modeling
  • Excellent verbal and written communication skills
  • Strong attention to detail and organizational skills
  • Ability to work independently and as part of a team

Preferred Skills and Qualifications

  • MBA or other advanced degree
  • CFA designation or progress towards completion
  • Experience working on live transactions
  • Fluency in a second language


What are the roles and responsibilities of investment banking associate? ›

They create marketing collateral and present financial information while conducting valuation analyses, managing the creation and execution of client transactions, and initiating strategic financial transactions to profit their company.

What skills do you need to be an associate in investment banking? ›

List Of Skills To Add To Your Investment Banking Associate Resume
  • Capital Markets.
  • Healthcare.
  • Discounted Cash Flow.
  • Private Equity.
  • Capital Raising.
  • Securities.
  • Valuation Analyses.
  • Financial Analysis.
Dec 12, 2022

What is the salary progression for investment banking associates? ›

Bulge Bracket vs. Boutique investment banker salaries
RoleBulge Bracket (BB)Mid-Tier Banks
Associate$180,000 - $250,000$130,000 - $220,000
Vice President (VP)$230,000 - $270,000$180,000 - $235,000
Senior Vice President (SVP)$260,000 - $450,000$250,000 - $375,000
Managing Director (MD)$475,000 - $1,000,000$400,000 - $550,000
1 more row
Feb 9, 2023

What is the salary expectations for investment banking? ›

To give you a rough idea of the total compensation numbers across levels at the large banks, factoring in deal flow and ranking/performance differences: Associate 1: ~$235K to $350K. Associate 2: ~$285K to $400K. Associate 3: ~$350K to $450K.

What are the 4 primary roles of investment bank? ›

The primary goal of an investment bank is to advise businesses and governments on how to meet their financial challenges. Investment banks help their clients with financing, research, trading and sales, wealth management, asset management, IPOs, mergers, securitized products, hedging, and more.

What are the roles and responsibilities of finance associate? ›

Finance associates are responsible for a broad range of basic financial functions, including managing accounting duties and providing financial expertise. They offer guidance and advice on long-term financial decisions and strategic plans, using metrics and data analytics to support their positions.

What is a typical day investment banking associate? ›

Investment bankers meet with clients, send emails, prepare offers, conduct financial projections, work on signing new clients to the company, providing initial public offerings (IPOs), and mergers and acquisitions. These are some of the tasks an investment banker must do on a daily or weekly basis.

How many hours a week do investment banking associates work? ›

An investment banker analyst works the longest, around 80 hours a week. Whereas, for banking associates and Vice Presidents, the average work time would be around 60-80 hours a week. Managing Directors face a lower workload and generally cater to important and more pressing issues.

How old is the average investment banking associate? ›

The Investment Banking Career Path
Position TitleTypical Age RangeTimeframe for Promotion
Associate25-353-4 years
Vice President (VP)28-403-4 years
Director / Senior Vice President (SVP)32-452-3 years
Managing Director (MD)35-50N/A
1 more row

Do investment banking associates work less than analysts? ›

Investment Banking Associate Hours

Associates have somewhat better lives than Analysts, but “somewhat better” means 65-80 hours per week rather than 70-80+ hours. If you're in a capital markets group, the hours might be reduced by 10-15%.

How much does a JP Morgan investment banking associate make? ›

JPMorgan Chase Investment Banker Salaries
Level NameTotalBase
Analyst 601$118K$98K
Associate 602$192K$147K
Vice President 603$291K$190K
Executive Director 604$598K$303K

What is the career path of an investment associate? ›

Investment Associate Career Paths

For example, they could start out with a role such as investment analyst, progress to a title such as analyst and then eventually end up with the title senior portfolio manager.

How to negotiate salary investment banking? ›

Eight ways to negotiate a better offer for your banking job
  1. Use your recruiter as an intermediary. ...
  2. Plant the seeds of negotiation early. ...
  3. Set your priorities before making any requests. ...
  4. Know what is and what isn't negotiable. ...
  5. Set the bar higher than what you're willing to accept. ...
  6. Draw a line in the sand, then stick to it.
Jul 27, 2017

What is the bonus for J.P. Morgan Associates? ›

The average bonus for J.P. Morgan in the U.S. is $36k for analysts, $57k for associates and $68k for VPs.

How to pass an investment banking interview? ›

Investment banking interview prep guide (relax, start here)
  1. Understand the interview process and timeline.
  2. Research your target firm.
  3. Prep answers to common questions.
  4. Practice out loud.
  5. Do mock interviews.
Mar 14, 2022

Which role is best in investment banking? ›

Managing director

Primary duties: Managing directors are in charge of a company's strategic plan. At investment banking companies, managing directors source new clients and convince them to entrust their organization with their investment funds. They negotiate mergers, acquisitions and other financial deals.

What is the best position in investment banking? ›

Senior Vice President

Sometimes called an executive director or a principal, the senior VP slot is as high as most investment banking professionals get; some even spend their entire careers as vice presidents.

What are the 3 main functions of investment banking? ›

Roles of investment banks include the underwriting of new stock issues, handling mergers and acquisitions, and acting as a financial advisor.

What's the difference between associate and analyst? ›

An analyst is typically an entry-level employee that is responsible for smaller parts of bigger projects, while an associate is responsible for managing a team of analysts and completing the bigger project. An analyst evaluates data and uses the information that they collect to help companies make financial decisions.

What are the duties of an associate finance manager? ›

Assistant Finance Managers Responsibilities:

Drafting budgets, income statements, balance sheets, tax returns, and reports required by regulatory authorities. Managing the risks involved in the financial activities of the business. Estimating short and long-term financial objectives by setting performance targets.

What is the difference between financial analyst and financial associate? ›

A finance associate analyses financial data to help companies with high-level corporate financial decisions. Finance associates can sometimes perform similar duties to a financial analyst, but finance associates typically offer advice on more advanced financial practices, like standards in accounting and tax codes.

Do investment bankers really work 100 hours a week? ›

It is no surprise that the average day in an investment banker's life is long and stressful. Those who manage to survive the adjustment period often go on to have long and financially rewarding careers. Investment banking analysts may work up to 100 hours per week at some firms.

Do investment banking associates get vacation? ›

If you're an associate or higher-up, you have more flexibility with vacations – but remember that 1st year associates are treated the same as 1st year analysts. Usually you get a week off, and sometimes slightly more if you phrase it the right way (hint: “10 days” sounds much shorter than “2 weeks”).

Do investment bankers get a day off? ›

At 60 hours, you can have one full free day off and generally only have to do some light work on the other day. You might not get to choose exactly when that time is, but in general, this is survivable. You'll see from the schedule that most people get into work around 10am in banking.

What level is associate in banking? ›

"Associate-level" in banking is a position that is one step above the entry-level analyst position. While analyst positions are typically filled with people with bachelor's degrees, for many top-tier firms, associate positions are filled with MBA graduates.

What time do investment bankers wake up? ›

How Much Sleep Do You Get in Investment Banking? Investment Bankers who average 80-hour work days will likely get around 7 hours of sleep per night assuming that they go to bed at around 2 AM and wake up around 9 AM.

Do investment bankers work on Sundays? ›

Investment bankers may work on weekends. They typically respond quickly to new developments in the market. Other times, they may work with clients who require their input as soon as possible or on projects requiring around-the-clock availability.

Is 35 too old for investment banking? ›

You need to work long hours in entry-level IB roles, and older candidates are less willing and able to do so. There are exceptions, but the average 35- or 45-year-old is far less willing to work 70-80 hours per week than an inexperienced, driven 22-year-old right out of university.

Who is the youngest associate at Goldman Sachs? ›

Indian-origin banker Kunal Shah becomes youngest Partner at Goldman Sachs - The Economic Times.

What is the average GPA to get into investment banking? ›

On a resume, what resonates with Investment Banking recruiters in terms of academics and achievement is your GPA, the clearest indicator of how committed you were over four years to your studies. Generally, anything above a 3.5/4.0 is considered good, while a 3.7+ is looked at very favorably as an excellent GPA.

How many hours a day do investment bankers work? ›

How Many Hours Do Investment Bankers Actually Work? Investment banking is not a normal 9-to-5 job — investment bankers can work anywhere from 60 to over 100 hours per week, depending on the company and the deals at hand.

Do you need an MBA to be an investment banking associate? ›

An MBA degree is not a requirement for entering the investment banking field; however, you may have an easier time securing a job with this advanced degree.

Is it hard to be hired as an investment banker? ›

Accordingly, investment banking firms are incredibly selective with new hires. To become an investment banking analyst, you need the right education. Investment banking firms recruit top-performers from the most prestigious schools, preferring a select few schools.

What is the highest paying role at JP Morgan? ›

Best Paying JPMorgan Chase & Co. Finance Position Salaries
RankPositionAverage JPMorgan Chase & Co. Salary
1Assistant Treasurer$119,082
2Banking Center Manager$108,339

How much does a JP Morgan Chase Associate make in New York City? ›

JPMorgan Chase Associate Investment Banker Salary in New York City Area | $120K-$300K+ | Levels.

What is the highest salaries in JP Morgan? ›

The highest-paying job at JP Morgan Chase is a Managing Director with a salary of ₹161.3 Lakhs per year. The top 10% of employees earn more than ₹33 lakhs per year.

What is the difference between investment banking associate and analyst? ›

An analyst is an entry-level position, which a person typically stays in for about three years before being promoted to an associate. Typically, an investment banking associate is a newly graduated MBA or an analyst promoted after three years within a firm.

What can I do after investment banking associate? ›

Here are some exit opportunities that investment bankers might consider:
  1. Asset management. ...
  2. Business development. ...
  3. Consulting. ...
  4. Corporate finance. ...
  5. FinTech. ...
  6. Hedge funds. ...
  7. Private equity.
May 4, 2023

How do I become an investment banking associate? ›

Becoming an investment banking associate requires an advanced degree, usually an MBA. Experience from a relevant internship program also bolsters a resume. Proficiency with industry-relevant software, like Excel and Powerpoint, are helpful skills for an investment banking associate.

How to negotiate a 100k salary? ›

Leading experts weigh in with their top tips.
  1. Know your worth. ...
  2. Don't accept the first offer. ...
  3. Give a reason for asking for more. ...
  4. Clearly communicate your expectations. ...
  5. Don't let age define you. ...
  6. Don't fixate on the salary. ...
  7. Consider negotiating an employment contract for high-level positions. ...
  8. Don't be greedy.
Oct 6, 2018

Is the investment banking salary worth it? ›

Do investment bankers get paid well? Generally speaking, yes—investment bankers earn high salaries. Even entry-level professionals in this field can make over $100,000 annually. However, investment bankers work long days in high-stress environments.

Do investment bankers get bonuses? ›

Within investment banking, bankers working in debt capital markets will likely buck the falling trend and receive bonus increases of 5% to 10% as corporate debt markets rebound. Fixed income traders' compensation will probably rise 10% to 15%.

Can you negotiate salary with JP Morgan? ›

Do we like negotiating with JP Morgan? JP Morgan does negotiate, however, it is also important to note that JP Morgan does not pay competitively for technical roles - especially when you compare it to FAANG company compensation.

Does JP Morgan give signing bonus? ›

Based on feedback from 50 JPMorgan Chase & Co employees about sign on bonuses, 70% said “I didn't receive a signing bonus.”In the case of employees at JPMorgan Chase & Co who did receive a bonus the most common sign on bonus received was $5,000 - $10,000.

How often do you get paid at JP Morgan? ›

Chase pays employees on a bi weekly basis.

What is a good weakness for investment banking? ›

Give a BS answer like “I work too much” or “I'm too much of a perfectionist.” Give a legitimate weakness, like saying that you sometimes lose focus when working on extended projects, or that you have trouble delegating work to others, and then show how you've been working to improve yourself.

How to answer why should we hire you for investment banking? ›

How to answer "Why investment banking?" in an interview
  1. Showcase your interest in the industry. ...
  2. Focus on how can you can be beneficial. ...
  3. Include your educational background. ...
  4. Offer some on-the-job examples. ...
  5. Highlight your strengths and skills.
Mar 10, 2023

Which investment banks have the hardest interviews? ›

PJT Partners, launched within the last five years by famed rainmaker Paul Taubman, leads the list, with 99% of candidates considering the interviews to be difficult.

Can you start as an associate in investment banking? ›

Typically, an investment banking associate is a newly graduated MBA or an analyst who has been promoted after three years within a firm. Associates normally stay in the role for three years before either advancing to VP level or leaving a firm. Associates play the role of the 'middleman'.

What do you need to be good at to be an investment banker? ›

A good investment banker has tangible skills, such as knowledge of finance, math, and economics, and intangible skills, such as creativity and innovation.

How do I get promoted to investment banking associate? ›

Investment banking associates are usually recruited directly out of MBA programs or analysts that have been promoted. Typically, bankers will be at the associate level for three and a half years before they are promoted to Vice President.

Do investment banking associates work less hours? ›

Investment Banking Associate Hours

Associates have somewhat better lives than Analysts, but “somewhat better” means 65-80 hours per week rather than 70-80+ hours. If you're in a capital markets group, the hours might be reduced by 10-15%.

What is the difference between an associate and an analyst in investment banking? ›

An analyst is an entry-level position, which a person typically stays in for about three years before being promoted to an associate. Typically, an investment banking associate is a newly graduated MBA or an analyst promoted after three years within a firm.

What GPA do you need for investment banking MBA? ›

You need to earn an MBA from a top-tier program to continue your desired career trajectory in investment banking (or venture capital or private equity). You know that you are more than capable of excelling in such a program. With a 3.6 GPA from a top university and a 720 GMAT, you certainly are a qualified applicant.

Can you become an investment banker without a degree? ›

Generally, you will need at least a bachelor's degree in a finance-related field to enter this field, but there are many opportunities to advance and develop your skills on the job. The following steps outline the typical path many investment bankers take.

Can you become an investment banker without going to college? ›

A bachelor's degree is the minimum education required to become an investment banker. Prospective professionals can seek a business administration bachelor's degree or a bachelor's degree in accounting.

How to break into investment banking with no experience? ›

7 Steps To Breaking into Investment Banking
  1. Step 1: Win “Steppingstone” Internships or Jobs. ...
  2. Step 2: Craft Your Story. ...
  3. Step 3: Bankify Your Resume/CV. ...
  4. Step 4: Network Your Way into Interviews and Offers. ...
  5. Step 5: Prepare for Investment Banking Interviews.

How stressful is investment banking? ›

A career in investment banking can be stressful given several positions in the field like product control accounting positions can be demanding simply because they necessitate frequent engagement with traders. The same is true for management and regulatory reporting positions when deadlines approach.

What comes after associate in banking? ›

The typical structural hierarchy of an investment bank includes investment analysts, associates, vice president, senior vice president, and managing director.

What is the signing bonus for investment banking associate? ›

The general salary compensation range for a first year investment banker is $85-95k. This gets bumped up with signing bonuses ($5-15k), stub bonuses ($20-30k) and end-of-year bonuses (70-80% of base salary). An associate base salary in the US can increase to $140-180k as they climb the corporate ladder.


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